TIPPECANOE COUNTY, Ind. (WLFI) - On October 1 people can start enrolling in health benefits under the Affordable Care Act. Before you pick a plan, you may want to know what's being accepted in your area.
In Indiana, the Franciscan Alliance and Indiana University Health networks chose to accept the MDWise exchange over the Anthem Blue Shield and Blue Cross exchange. That means MDWise will be the accepted marketplace plan at Franciscan Saint Elizabeth and IU Health Arnett hospitals.
"We sat down and decided we have the opportunity with MDWise to be active participants throughout the parts of the state that we serve," Franciscan Saint Elizabeth CEO Terry Wilson said. "That wasn't the case with Anthem."
"[MDWise] encompasses 330 physicians and providers just here in Tippecanoe County," IU Health Arnett COO Brian Shockney said.
Shockney said another reason to go with MDWise is that 41 percent of Medicaid recipients already use MDWise.
It's expected Medicaid users will go back and forth between Medicaid and the ACA marketplace plans. There will be four plans to choose from-- bronze, silver, gold, and platinum.
In information released Wednesday by Heath and Human Services, plans could run just under $100 a month for a single adult, and up to $1,000 a month for a family of four. That is without tax credits or subsidies.
Both hospitals still have agreements with Anthem when it comes to private medical insurance. The MDWise agreement only applies to those getting insurance off the ACA marketplace.
Although open enrollment starts Tuesday, Shockney and Wilson are anticipating what will happen down the road.
"Will our self pay decrease from people who don't have insurance," Shockney said. "Right now that is about $30 million a year."
"Not for quite some time will we know how many people are in the exchanges, what impact they're having on the market, what global economic impact they've had, does it work," Wilson said.
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